Privacy Policy

The following privacy principles were established to maintain the security, integrity and confidentiality of your personal financial information.

The type of information that we routinely collect and retain includes information from your accounting applications, transaction history (for deposits, loans EFT and card services, etc.) and from consumer reports. This information helps us:

— To establish and administer your accounts (for example, we ask for personally identifying information to protect your accounts from fraud);

— To satisfy certain regulatory requirements (for example, when you open an account that pays interest, we are required by the Internal Revenue Service to obtain your valid social security/tax number):

— Better understand you so that we may provide you with additional or improved products and services (for example, we require information concerning your credit history and your assets to determine if you quality for loan approval).

WE DO NOT SHARE OUR CURRENT OR PREVIOUS CUSTOMER'S NONPUBLIC PERSONAL INFORMATION WITH ANYONE EXCEPT AS PERMITTED OR REQUIRED BY LAW.

How is this information protected?
Access to your personally identifiable financial information is limited to employees with a specific business reason for utilizing this data. Our employees are educated about the importance of maintaining confidentiality and customer privacy. If necessary, we take appropriate disciplinary steps to enforce our employee's responsibility to protect your very personal information. In order to prevent unauthorized access to your information, we maintain security standards and procedures that conform with industry practices. These security standards and procedures are routinely tested to verify the integrity of our systems. We will do our very best to make sure that your private information remains just that, private!